AC9 gives the option of Windows-style toolbars. I am among the least excited about this feature, since I think mousing around clicking on things is a waste of time when you can use the keyboard, which unfortunately isn't always.
It is my responsibility to point the feature out, and you may do with it what you wish. It is possible to build a toolbar from scratch for just the things you really need, which sounds like good idea, but not good enough to actually do it yet.
I use the Attributes toolbar,
...but only because they broke my keyboard scheme for Attributes.
I also have the Window Switcher in my palette scheme,
... which sort of gives you access to all the windows in the project, except it has crippled detail and section lists, and I haven't really developed the habit of using it.
Toolbars can be turned on and off at Window Menu -> Toolbar Display. You can customize toolbars in the Work Environment. The display and position of toolbars is saved with the Palettes scheme.